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About Me

As a mortgage broker that prides herself on exceptional client care, I’m here to help you secure a mortgage product tailored to suit your individual needs, at a great rate, with no cost to you. Whether you are buying a new home, renewing a current mortgage, refinancing for renovations or other life events I am here to answer your questions and assist you in any way that you need, at any stage of your mortgage life.

I began my financial services career in banking almost 20 years ago and returned to become a licensed mortgage broker in 2010. Prior to brokering I was a part of the RCMP family for 10 years as a police dispatcher and 911 operator, where I met my husband who is still a serving member. 15 years later, we have 2 kids, Evan (7yrs), Olivia (9yrs) and our old dog Lexy (14yrs).

My expertise and experience in the mortgage industry allows me to help my clients realize their financial goals through homeownership. My passion is assisting first time home buyers, and supporting RCMP and other First Responders in realizing their dreams of homeownership. Having first hand knowledge with government relocation I am well versed in the RCMP transfer program and know ahead of time how to maximize the allowances available to members, and how to navigate every stage of the relocation process.

I am a member of the Mortgage Brokers Association of BC and the Alberta Mortgage Brokers Association. As a licensed mortgage broker in both BC and Alberta, and through my affiliation with Mortgage Alliance, I routinely help secure mortgages all across Canada.

I remain committed to my clients, near or far, continuing to inform and educate them through the span of their mortgage holding years. By fostering long term relationships built on trust, the majority of my business is repeat and referral clients.

In 2016 my family and I moved to Victoria BC, setting roots and coming to the decision to make Victoria our forever home. Victoria is a beautiful city and I encourage all my distance clients to call ahead when visiting – I’d love the opportunity to take you for a coffee or make a recommendation for a favorite restaurant or exciting activity.

I look forward for the opportunity to help each and every one of you to secure a great mortgage, at a great rate, all while feeling like there’s someone looking out for your best interests.

ABOUT ME

As a mortgage broker that prides herself on exceptional client care, I’m here to help you secure a mortgage product tailored to suit your individual needs, at a great rate, with no cost to you. Whether you are buying a new home, renewing a current mortgage, refinancing for renovations or other life events I am here to answer your questions and assist you in any way that you need, at any stage of your mortgage life.

I began my financial services career in banking almost 20 years ago and returned to become a licensed mortgage broker in 2010. Prior to brokering I was a part of the RCMP family for 10 years as a police dispatcher and 911 operator, where I met my husband who is still a serving member. 15 years later, we have 2 kids, Evan (7yrs), Olivia (9yrs) and our old dog Lexy (14yrs).

My expertise and experience in the mortgage industry allows me to help my clients realize their financial goals through homeownership. My passion is assisting first time home buyers, and supporting RCMP and other First Responders in realizing their dreams of homeownership. Having first hand knowledge with government relocation I am well versed in the RCMP transfer program and know ahead of time how to maximize the allowances available to members, and how to navigate every stage of the relocation process.

I am a member of the Mortgage Brokers Association of BC and the Alberta Mortgage Brokers Association. As a licensed mortgage broker in both BC and Alberta, and through my affiliation with Mortgage Alliance, I routinely help secure mortgages all across Canada.

I remain committed to my clients, near or far, continuing to inform and educate them through the span of their mortgage holding years. By fostering long term relationships built on trust, the majority of my business is repeat and referral clients.

In 2016 my family and I moved to Victoria BC, setting roots and coming to the decision to make Victoria our forever home. Victoria is a beautiful city and I encourage all my distance clients to call ahead when visiting – I’d love the opportunity to take you for a coffee or make a recommendation for a favorite restaurant or exciting activity.

I look forward for the opportunity to help each and every one of you to secure a great mortgage, at a great rate, all while feeling like there’s someone looking out for your best interests.

$100 of every mortgage funded goes towards cops for cancer.

In 2019 I was honored to donate $8500 to Cops for Cancer Tour de Rock. It was such a huge success that, moving forward,  I’ve decided to continue donating $100 from every mortgage to Cops for Cancer. 

Dollars Raised in 2019

SERVICES

Refinance

Are you looking to access some of the equity built up in your home? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property, or spend the next eight years in a vineyard… regardless, let’s discuss all your mortgage refinance options!

Home Purchase

If you’re looking to buy a property, unless you have all the cash necessary in the bank, chances are you’ll need to get a mortgage! With so many options and mortgage products available, where do you start? You’re in the right place. Instead of working with a banker who represents a single line of products, when you work with me, an independent mortgage professional, I can represent you to several institutions, and you can pick the best mortgage product that suits your individual needs. In most cases, my services are at no added cost to you!

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Renewal

If you are within six months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, please don’t just sign the offer, contact me directly, and I can give you a second opinion, and in most cases save you money. There is always room to negotiate, or to find a completely new lender. My goal is to save you money, I can’t do that, unless you give me a call!

LENDERS

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.

Media

I always keep my blog up to date so you can stay informed.

Mortgage Documentation, Plan Ahead!

Mortgage Documentation, Plan Ahead!

Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn't making things easier. If you seem to think...

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Happy Clients

After being told that we didn’t qualify for a mortgage because of our move/change of jobs, we thought we were hooped. We got Tricia’s information and shot her a quick email to see what she thought, since we had nothing to lose. We had the absolute pleasure of then having Tricia work harder for us to get a mortgage than anyone. She was available to answer all our questions and being first-time home buyers, we had lots! She was able to secure us a great rate and work in some extra items like our roof, etc., –  all of this done by the way from 2 separate cities. She made it work! As long as we have a mortgage, we will have Tricia by our side and we couldn’t be more thankful! We would highly recommend her services!

J. Radford
We had become increasingly dissatisfied with our bank and their mortgage ‘advisors’ so we started looking for a mortgage broker. Tricia’s name was continuously mentioned so we contacted her. Tricia was very knowledgeable, easy to talk with and made herself available anytime we had questions. She found us a great rate and explained the various options to us. When we purchased our house Tricia was there every step of the way and everything was dealt with smoothly and efficiently. I highly recommend using Tricia as a broker!

D. Dawn

Tricia was wonderful and so easy to work with through selling our home and buying our new home. She was very knowledgeable and was able to help us with everything we needed, we didn’t even need to be in the same town. We will always use her as it is so easy to do everything with her.

K. Painton

I purchased my first home in August and Tricia was a huge part in making it a stress-free experience for me. She is extremely knowledgeable and helped me to understand the process every step of the way. Tricia’s professionalism and genuine personality exceeded all my expectations and I would highly recommend her!

A. Lee
Tricia was great to work with. Very knowledgeable, understanding, patient and quick to respond to any questions we had. Being first time home owners was stressful as heck not knowing what to expect and Tricia really helped make the experience as pain free as possible despite the best effort of the bank.

We would highly recommend Tricia to anyone when it comes to buying a home. We will absolutely engage her services again.

J. Tuttle
Even though we are in different provinces, Tricia made refinancing our mortgage a piece of cake! Even coordinated signing documents at our own home, on a time convenient for us! Will 100% be customers for as long as we have a mortgage!!

L. Marie

 

GET IN TOUCH

Tricia McIntosh | Mortgage Professional

 

Primary Office

101-627 Brookside Rd,
Victoria, BC
V9C 0C3
Canada
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Contact

(250) 830-4022
tricia@triciamcintosh.ca

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Head Office

208-1830 Oak Bay Ave
Victoria, BC
V8R 6R2
Canada
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Cutting Edge Lending