You get the call–your offer has been accepted (likely after some back and forth). What’s next?

Looking at homes is seriously exciting! But it can be stressful too. Here are a few things you can do to make your time more manageable.

Setting your expectations for what you need vs what you want in a home will make the entire process more pleasant.

After all of that prepping, cleaning, and showing you finally have an accepted offer. Now what?

If you are in a market that holds open houses, and your realtor is willing, this can be an easy way to get multiple people through your home before the showings commence.

It’s time to roll up your sleeves and attend to anything you have meant to get around to get the house ready. Fix, de-clutter, depersonalize and stage.

Prepping to sell your home begins with selecting your team of professionals. Interview a few realtors if you don’t already have one, and let your mortgage broker know you are making a move so they can be ready.

On April 1st, the federal government launched the First Home Savings Account (FHSA) to assist first-time home buyers. This program allows them to save up for a down payment.

You will have many options when it comes to choosing a mortgage. Become familiar with the following terms and options to help with your decisions.

Getting pre-approved for a mortgage is essential before looking for a home. It can save you time and the heartache of falling in love with a house out of your range.

This is the first blog in a four-part series designed for First Time Home Buyers. Even if you have purchased a home before, it’s a great refresher.

Purchasing a home is one of the most significant financial decisions people make. Therefore, it’s essential to understand the terminology used in the home-buying process, including the difference between a deposit and a down payment. These terms are often used interchangeably in Canada but have distinct meanings.

With so much misinformation floating around, many common misconceptions surround the mortgage process. We have broken down a few of them here.

The idea of purchasing a new construction property is appealing to many homebuyers. From the ability to customize your home to the smell of a shiny new unlived-in home, there are many benefits to buying new construction. However, there are some drawbacks to consider.

On January 25th, the Bank of Canada raised its benchmark interest rate for the eighth time to 4.5%. Mortgage lenders and banks have followed suit, increasing their prime rate to 6.7% (TD at 6.85%).

If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have.

Chances are if you’re applying for a mortgage, you feel confident about the state of your current employment or your ability to find a similar position if you need to. However, your actual employment status probably means more to the lender than you might think. You see, to a lender, your employment status is a strong indicator of your employer’s commitment to your continued employment.

If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen.

If you’re looking to buy a property or have a mortgage up for renewal, and you’re thinking about connecting with your bank directly, save yourself a lot of money and regret by reading this article first.

If you need to borrow money to finance any property, working with an independent mortgage professional will save you money, time, and provide you with better options than your bank.